How to Get Approved
Wondering how it all works? Here are a few of the criteria we take into account.
Your down payment is your first stake in your new home.
The better your score, the more likely you are to get a great interest rate.
A steady work history tells us how well you’ll be able to meet your mortgage.
Ratio helps us determine how much mortgage you can afford.
Flexible Financing Programs
Riajan’s flex financing allows you to borrow up to 100% of your home’s value, finance with less than perfect credit, or use non-traditional income.
With Flex Financing you could:
- Purchase a home with no down payment
- Refinance to consolidate credit card debt
- Take cash out for home improvements
- Lower your monthly payments an average of $440 per month, $5,280 per year
Home Ownership Made Easy
Our Mortgage Advisors have been helping Americans build and secure their future for years. Our team comprises of top professionals who are united by our corporative values of integrity, reliability, and simplicity. In order to understand how our mortgage process has been specially tailored to simplify process for you, please take a minute to watch this video. It explains the refinancing and home buying processes as well as the level of service and communication you should expect throughout the process.